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Gruha Jyothi Scheme 2023

The Karnataka Government recently launched its Gruha Jyothi Scheme, aimed at providing affordable housing to the poor and middle-class families of the state.

Why the Scheme is in News? 

The Karnataka Government launched the Gruha Jyothi Scheme to provide affordable housing to poor and middle-class families in the state as part of the “Housing for All” plan. Over the next five years, the scheme aims to provide housing to approximately 4.5 lakh families.

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Under the Gruha Jyothi, the Karnataka Government will provide financial assistance of up to Rs. 2.5 lakh to eligible beneficiaries for the construction of their own houses. The government will also provide subsidies on the interest rate for loans taken for the construction of the house.

About Gruha Jyothi Scheme

The scheme welcomes all Karnataka residents who do not own a house under their name or their family members’ names. It provides financial assistance to both individual households and groups of families interested in constructing homes in the same locality.

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Key Features

● The Gruha Jyothi Scheme targets the urban poor, addressing their challenge of limited access to affordable housing and facilitating home ownership.

● The scheme is expected to bring about a significant change in the lives of these families and improve their standard of living.

● The Karnataka Government has set aside Rs. 2,288 crores for the implementation of the Gruha Jyothi Scheme.

● Karnataka Government hopes that the scheme will be able to address the state’s housing shortage, particularly in urban areas.

Gruha Jyothi Scheme: Vision

The scheme has garnered a positive response from beneficiaries, and the government is optimistic about achieving its objectives within the given timeframe.

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